North Huron (Wingham), Ontario

Welcome to this charming brick bungalow, a perfect blend of comfort and convenience. Featuring three spacious bedrooms and three well-appointed bathrooms, this home offers ample space for families or those looking to downsize without sacrificing quality. The main floor layout is designed for easy living, ensuring that everything you need is just a step away. One of the standout features of this property is the expansive basement rec room, providing an ideal space for entertainment, relaxation, or even a home office. With plenty of storage options throughout the home, you'll find it easy to keep your living areas neat and organized. The attached garage adds convenience, making it easy to access your vehicle while providing additional storage space. For peace of mind, the home is equipped with a backup auto transfer generator, ensuring that you'll never be caught off guard during a power outage. Step outside to discover the above ground pool, perfect for those hot summer days and ideal for family gatherings or quiet afternoons soaking up the sun. Nestled in a fantastic neighborhood, this bungalow is surrounded by friendly neighbors, parks, and close to the Maitland River, making it a great place to call home. Whether you're looking to entertain or simply enjoy the tranquility of suburban living, this property is ready to welcome you. (id:45725)

Sault Ste. Marie, Ontario

Welcome to a rare opportunity to own a truly exceptional waterfront estate on the stunning St. Mary’s River. Perfectly positioned just steps from the Sault Ste. Marie Golf Club, this property captures the essence of refined riverfront living—where natural beauty, modern luxury, and timeless design meet. Set on a grand, beautifully landscaped lot with a private sand beach, firepit at the water’s edge, and a sprawling waterfront deck, this residence offers an unparalleled connection to the outdoors. Spend your days boating and fishing from your own shoreline, then unwind by the fire as the sun sets over the river. Inside, this fully updated bungalow with walk-out basement impresses at every turn. The expansive open-concept living area showcases panoramic water views, a classic wood-burning fireplace, and patio doors leading to a balcony that overlooks the river. The gourmet kitchen combines elegance and functionality with modern cabinetry, premium finishes, and sleek appliances—an entertainer’s dream. The primary suite is a sanctuary unto itself, featuring a spa-inspired ensuite, large walk-in closet, and private balcony access—the perfect spot to enjoy morning coffee with a view. The lower level offers a massive recreation room, second spa-style bathroom with sauna, and multiple fireplaces that create warmth and ambiance throughout. Additional features include; Four fireplaces (two gas, two wood), detached two-car garage and large paved driveway, gas forced-air heating, central air, and two additional heat pumps with A/C, and exquisite landscaping designed for beauty and privacy. Every detail has been carefully curated to elevate comfort and style. Whether as a year-round residence or an elegant waterfront retreat, this property delivers a lifestyle defined by tranquility, sophistication, and natural beauty. (id:45725)

Ramara, Ontario

Welcome to 179 Bayshore Drive, nestled in the sought-after waterfront community of Bayshore Village on Lake Simcoe. This is more than a home, it's a lifestyle. Set within a vibrant, amenity-rich neighbourhood, Bayshore Village offers residents exclusive access to marinas, multiple waterfront parks with beaches, a golf course, pickleball courts, and a beautifully updated clubhouse with a new pool. Whether you're boating, golfing, or enjoying a quiet walk along the shoreline, there's a sense of ease and connection here that's hard to find. Inside, this well-maintained bungalow features thoughtful upgrades throughout, including a spacious 5-piece ensuite, heated floors, newer windows and doors (2023), and a new roof (2022). The lower level offers a rec room, 3 piece bath, workshop and additional space for hobbies or hosting, while practical features like a Generac generator and solar panels (generating approximately $6,000 annually) add comfort and efficiency. All of this, just a short drive to Orillia, where you'll find everything you need, from Costco and everyday shopping to great restaurants, waterfront patios, and entertainment at Casino Rama Resort. If you've been searching for a home that blends community, convenience, and the feeling of being on retreat every day, this is your opportunity to step into the Bayshore lifestyle (id:45725)

Tay, Ontario

This brand-new, turnkey Manitoulin Cottage model offers 2 bedrooms, 1 bathroom, and 540 square feet of cozy, move-in-ready living space. Ready for spring occupancy, this cottage is the ideal opportunity to kick off the 2026 cottage season in style. One of the standout features of this cottage is the ability to choose your own lot within the resort, giving you the flexibility to select the perfect spot whether you prefer privacy, water views, or easy access to resort amenities. Inside, you'll find a thoughtfully designed open-concept layout, complete with a fully-equipped kitchen, central air conditioning, and a 36 electric fireplace creating a perfect setting for relaxation and entertaining. Step outside onto the large covered deck and take in the stunning views of Georgian Bay, making it the perfect spot for enjoying the outdoors. Wye Heritage Marine Resort offers 8-month seasonal living with a host of premium amenities, including a heated pool, sports court, restaurant, beach, and boating services. Owners also enjoy a guaranteed boat slip with a 20% discount on slip fees, making this an exceptional seasonal retreat. Don't miss your chance to own a brand-new, fully-appointed Manitoulin Cottage in one of the most desirable locations on Georgian Bay! (id:45725)

Collingwood, Ontario

The perfect home or getaway in Collingwood - Ontario's Four Season playground. This remarkable condo townhome is located in Living Stone Community (formerly Cranberry) - close to waterfront, trails, golf, beaches and ski hills. Enjoy a reverse floor plan with a bright and open upper main floor - featuring vaulted ceilings with a sky light, a cozy wood burning fireplace, and a large private balcony backing onto mature trees. The ground floor offers two sizeable bedrooms and two updated four-piece bathrooms with a recently installed walkout to your private deck from the primary bedroom. Ample storage is available under the stairs and in your exterior personal shed. Control your temperature efficiently with 2 recently installed ductless cooling and heat pump systems - one on each level, plus baseboard heaters for backup. A rare opportunity for a lovingly maintained home with reasonable condo fees, a well managed community, visitor parking, and beautiful, mature trees surrounding the property. Available partially furnished. Your Collingwood Lifestyle awaits! (id:45725)

Kawartha Lakes (Lindsay), Ontario

Welcome To This Elegant, One Of A Kind Home That Is Situated In The Heart Of Lindsay. This Two-story Home Presents You With 5 Bedrms, 2 Car Garage, Over 3,200 Sq Ft Of Living Space. The Contemporary Entry Door Is Upgraded W Modern Glass & Smart Lock Access. The Foyer Is Decorated W A Beautiful Wall Panel To Elevate The Home. The Interior Is Very Spacious. A Cozy Free-stand Electric Fireplace In The Family Room. The Oak Hardwd Floors Throughout The Main Floor & Oak Hardwd Stairs W Black Pickets. A Private Office, Along W Pwdroom For Convenience. The Upgraded Pot Lights & Modern Fixtures Throughout The Main Floor To Introduce Brightness, Also Plenty Of Natural Lights. Privacy Window Coverings W Shutters/Zebra Blinds. The Dream Kitchen Has A Lot To Offer From Family Dinners To Hosting Parties. The Luxurious Expresso Kitchen Cabinetry W Gold Handles, Quartz Countertops W White/Gold Marble Backsplash, W A Large Island. Top Brand Stainless Steel Kitchen Appliances. The 36" 5 Burner Gas Cooktop, A Functional Large Fridge, Microwave Combination Wall Oven, Dishwasher W Stainless Steel Range Hoodfan. Large Patio Door Leading To Grassed Backyard W Privacy Fenced. Potential For Family Pool/Patio. The Rooms Are Well Spaced, 4 Bedrms W 2 Jack & Jill Bathrms. The Primary Rm Welcomes You W Double Entry Doors, 5piece Ensuite W Double Sink Vanity, Relaxing Free-stand Tub & Massive Walk In Shower Upgraded W Glossy Blackish/Grey Vibrant Tile. All The Bedrms Are Uplifted With Stunning Wallpapers & Walk-in-closets. Enjoy The Laundry On The 2nd Floor W Brand New Black Stainless Steel Washer/Dryer. The Basement W Cold Cellar & Potential For Future Income. Amenities - Schools, Hospital Just Minutes Away, Church, Rec. Centre, Park, Entertainment & Restaurants. Downtown Lindsay Just A Drive Away. Come See It For Yourself To Experience The Beauty Of This Home. Perfect For Family, Quiet & Friendly Neighbourhood. Build Your Dream Future From Lindsay. *Photo Are From Previous Listing & Present.* (id:45725)

Mono, Ontario

Gorgeous Location!! Classic Bungalow is nested on rolling 8 acres land with lots of walking trials and pictures, panoramic views to the west. This bungalow has 3 bedroom, kitchen and 2 washrooms, 2 car garage with 8x8 shed in the back. Hilltop estate porched high in the hill of Mono. Property is located right on the Airport road, South of Hwy 89. Property is going to sell "As is". Please show & Sell. (id:45725)

Centre Wellington (Fergus), Ontario

Welcome to 79 Spicer, a stunning newly built home nestled in Fergus's highly sought-after Storeybrook community. Completed in 2023, this modern masterpiece offers over 2,000 sq ft of thoughtfully designed living space, perfectly blending style, comfort, and functionality.Step inside to a bright and inviting open-concept main floor, where sleek finishes and natural light create an upscale yet welcoming atmosphere. The heart of the home is the chef-inspired kitchen, featuring a gas range, a designer backsplash, and a large center island with seating-ideal for entertaining or everyday family living. Premium luxury vinyl plank flooring flows seamlessly throughout the main level, complemented by pot lights and contemporary fixtures.Upstairs, you'll find four spacious bedrooms (Two master bedrooms), including a beautifully appointed primary retreat complete with a walk-in closet and a spa-like ensuite. Additional bedrooms offer ample space for growing families, guests, or a home office setup, along with well-designed bathrooms for added convenience.Situated in a family-friendly neighborhood, this home is just minutes from parks, new school, shopping, and all essential amenities. With modern construction, stylish upgrades, and a prime location, 79 Spicer is the perfect place to call home.Don't miss your opportunity to own this exceptional property!!"Featuring pot lights throughout, a beautifully finished deck in the backyard, a stylish kitchen backsplash, and no carpet anywhere in the home for easy maintenance and modern living." (id:45725)

Kitchener, Ontario

Welcome to 616-525 New Dundee Rd! Nestled alongside Rainbow Lake in Kitchener, this 1-bedroom, 1-bathroom condo offers 654 sq ft of thoughtfully designed living space with direct access to the Rainbow Lake Conservation Area right at your doorstep. The open-concept layout flows effortlessly between the living and dining areas, filling the space with natural light and a sense of openness that just feels good to come home to. The kitchen features stainless steel appliances, a functional island, and generous cabinet storage - everything you need to cook, gather, and settle in. Step out onto your balcony and take in the peaceful lakeside surroundings, a genuinely rare feature for everyday condo living. In suite laundry and a large bedroom closet round out the practical side of things nicely. The building amenities are a real highlight here - residents enjoy access to a gym, yoga studio, sauna, library, social lounge, party room, and a pet wash station. Whether you are looking for an active lifestyle, a quiet retreat, or something in between, this community genuinely delivers. Rainbow Lake is waiting! (id:45725)

Hamilton (Stinson), Ontario

Affordable homeownership in one of Hamilton's most connected neighbourhoods, this is 137 Emerald Street South. Welcome to this bright and character-filled 2-bedroom, 1-bath co-op in the Stinson neighbourhood, a location that keeps you close to everything. You're just steps to the Bruce Trail, the Rail Trail, public transit, parks, shopping, and a local rec centre, perfect for anyone who values both convenience and connection to the outdoors. Inside, this unit blends charm with thoughtful updates, featuring a newer kitchen, renovated bathroom, hardwood floors, and updated windows. It's move-in ready, with just the right amount of character. If you've been looking for an affordable entry into the market without sacrificing location this is one you'll want to see. (id:45725)

Blue Mountains, Ontario

Rare Beckwith model in the coveted Windfall Estates at Blue Mountain - and this one stands apart! 122 Courtland Street offers breathtaking mountain views from both the front porch and the backyard, a brand-new hot tub, and professional landscaping that makes the outdoor space as impressive as what's inside. Step through the front door and you're greeted by soaring cathedral ceilings and an open-concept main floor designed for both everyday living and effortless entertaining. The upgraded kitchen flows seamlessly into the dining and living areas - bright, airy, and finished with premium details throughout. The main floor primary suite is a true retreat, complete with a spa-inspired ensuite. Upstairs, three additional bedrooms, including one with its own private ensuite, providing comfortable space for family and visitors. The fully finished lower level rounds out the home with a large recreation room, one additional bedroom, and a full bathroom, giving you 4+1 bedrooms across three thoughtfully designed levels. Outside, the professionally landscaped backyard with a hot tub is your four-season sanctuary - après-ski evenings, summer entertaining, fall hikes, and Georgian Bay sunsets are all part of the lifestyle here. As a Windfall resident, you'll enjoy exclusive access to The Shed - a private clubhouse featuring year-round heated pools, dry sauna, fitness room, fireplace lounge, and a beautifully appointed great room with kitchen. Minutes to Blue Mountain ski hills, the Village, trails, beaches, and Collingwood. 90 minutes to the GTA! POTL for this property is $105.81 for use of The Shed - community area with pool, hot tub, gym, sauna, community room! (id:45725)

Innisfil (Alcona), Ontario

Truly a rare gem, offering a peaceful setting backing onto beautiful green space, creating a sense of privacy and tranquility. The main floor features elegant wood flooring throughout, adding warmth and style to the living area. The home is equipped with high-quality kitchen appliances, including a gas stove, ideal for those who enjoy cooking and entertaining. The thoughtfully designed open-concept layout seamlessly connects the kitchen to the spacious and inviting family room, which overlooks the serene green space, allowing for an abundance of natural light and a relaxing view. The second level offers generously sized bedrooms, providing comfort and flexibility for families of all sizes. A convenient second-floor laundry room adds to the practicality and ease of daily living. Step outside to enjoy a large deck, perfect for outdoor gatherings, barbecues, or simply relaxing in a private and natural setting. Situated in the highly desirable, family-friendly community of Alcona, this home is close to excellent schools, shopping centers, restaurants, and the community center, making it an ideal location for families seeking both convenience and lifestyle. ** This is a linked property.** (id:45725)

Bracebridge (Monck (Bracebridge)), Ontario

Welcome to this beautifully maintained townhouse bungalow in Bracebridge, offering stylish and low-maintenance living. The home boasts impressive high ceilings in the great room, enhancing the bright and open-concept design.The spacious kitchen provides ample storage and overlooks the inviting living and dining areas-perfect for entertaining. The primary bedroom features elevated ceilings and a spa-like 5-piece ensuite, creating a comfortable private retreat. Finished with a blend of vinyl and carpet flooring throughout. Basement has 2 partly finished bedrooms in the basement. Located close to parks, shopping, and everyday conveniences, this home is ideal for downsizers or those seeking easy Muskoka living. (id:45725)

Kitchener, Ontario

Opportunity knocks for handy first-time buyers and investors alike! Most of the updates are already completed this year including, a new roof (October 2025), Garage, New electrical. New plumbing. Bathroom redone and second full bath added in the basement hot water tank (2020), water softener, the home holds incredible potential for a handyman to finish making it their own. Don't miss the opportunity to own a home in a dynamic neighborhood that is becoming more sought after each year. (id:45725)

Niagara-On-The-Lake (Queenston), Ontario

Nestled at the base of the Escarpment, the quaint village of Queenston is one of the most beautiful locations on the peninsula. Founded in the late 1780s, Queenston features historic charm and picturesque streetscapes. Tucked away in a quiet area of Niagara-on-the-Lake, it is just a short drive from amenities, shopping, and schools while still providing the serene tranquillity of nearby parks, the Niagara River, the Escarpment, and various cycling trails. 29 Dumfries is a beautifully appointed, fully fenced (2022) 2-bedroom cottage located on a lovely tree-lined street, just a stone's throw from the Niagara River. With its board-and-batten exterior, mature perennials, unique tree varietals, decks for entertaining, and a hot tub, this home offers an inviting atmosphere. Inside, you'll find a neutral palette, upgraded flooring throughout, abundant natural light, and charming exposed custom stonework. Additional features include some upgraded electrical (2022), a new roof (2021), new appliances, and a custom hand-glazed tile backsplash and wood countertops in a sleek herringbone design. (2022). The cottage also boasts a newly renovated bathroom with custom tile floor (2023), new interior doors, baseboards, and trim, 100 amp panel, updated interior and exterior outlets and a Napoleon gas fireplace (2022) This charming cottage has operated as a short-term rental under previous ownership, Buyer to satisfy compliance. This sweet little cottage is ideal for a small family or a retired couple looking to downsize, or a little weekend oasis for the gardening enthusiast. It is a truly turnkey bungalow, offering a compact layout, tidy curb appeal, and the convenience of main-floor living on a great lot in the heart of Queenston. Flanked by historic homes, the Niagara River and the Niagara Escarpment this little gem offers one of the very nicest locations in all of Niagara. (id:45725)

Rainy River, Ontario

Looking for a 155 Acres of Organized Vacant land which used to have a double wide trailer located on it with hydro at the roadside, a 1000 Gallon tank certified septic field that was only used for only 5 years, a garage and an old barn building? Land is high and dry with 70 acres of the land being farmed 17 years ago. Property was recently logged and would be great to be made into all farmland. For you hunters there's lots of deer in the area with the current logging trails which easily could be made into future shooting lanes. Located only 18 minutes from Rainy River and the Canadian/American border crossing. Go check it out and call today! (id:45725)

Orangeville, Ontario

Welcom to this well-maintained 3-bedroom end-unit townhouse located in a quiet, well-cared for complex. The main floor offers a spacious living room and an inviting eat-in kitchen with a walk-out to a private deck-perfect for barbecuing and entertaining. Upstairs you'll find three generously sized bedrooms, including a primary bedroom featuring a walk-in closet. The finished basement provides a large recreation room with ample space for a home office or additional living area. along with a convenient 2-piece bathroom and a separate laundry room. Ideally situated close to schools, parks and everyday amenities, this home is perfect for the first time buyer, downsizers, or investors looking for comfort, space and value (id:45725)

Casselman, Ontario

Functionality, quality and style - build your dream bungalow on a quiet cul-de-sac in Casselman. Superb craftmanship with contemporary lines where not a detail has been missed. This Hibiscus model by Solico Homes has it all - Open concept, well appointed living space in this home with hardwood flooring is sure to impress. Gourmet kitchen features stone countertops, plenty of cupboard space and large island - perfect for entertaining! Beautiful, large windows allow the natural light to pour into the space. Large lot located close to schools, parks, shopping and much more! Choose your finishings and make this home yours! This home has not been built. Photos are of a similar unit to showcase builder finishes. Make this home truly your own - choose the Hibiscus model as featured here or select another model to suit your needs. All applicable credits have already been applied to the listed price. The builder has directly applied the credit based on the information currently available under the new government program. Should the government modify the process and require the credit to be claimed directly buy the buyer, the price will be adjusted accordingly. (id:45725)

Lanark Highlands, Ontario

A rare and remarkable 318-acre waterfront estate offering over 1,000 feet of pristine shoreline and endless possibilities for those seeking space, privacy, and opportunity. This extraordinary legacy property blends natural beauty, history, and versatility, creating a setting unlike anything else on the market. Whether you envision a private ranch, working horse hobby farm, lakeside retreat, or unique business venture, the potential here is truly limitless. At the heart of the property sits a custom built ICF bungalow lakehouse, thoughtfully positioned to take full advantage of the stunning waterfront views and peaceful surroundings. The home offers a warm and welcoming atmosphere, where nature becomes part of everyday living. Enjoy tranquil mornings on the water, sunset views across the lake, and fishing in this serene setting that feels miles away from it all. Beyond the main residence, the property features several outbuildings rich with character and opportunity. A historic building that once served as a legendary dance hall and summer camp gathering space now offers a large open area with 400-amp power and hookups for a commercial kitchen and multiple bathrooms, making it ideal for events, retreats, or a future hospitality venture .A charming one bedroom cottage overlooking the water provides a perfect space for visiting family and friends or potential guest accommodation and income opportunities. Equestrian enthusiasts will appreciate the barn with four standing stalls, two box stalls, tack room, hay loft, and drive shed, offering excellent infrastructure for horses or hobby farm operations. With expansive acreage, beautiful waterfront, and a collection of versatile buildings, this truly is a once-in-a-lifetime opportunity to own a generational property where lifestyle, recreation, and vision come together. (id:45725)

Rideau Lakes, Ontario

Fully occupied freehold land-lease community with stable in-place income and long-term expansion potential. Situated on approximately 49 acres in a desirable rural setting just south of Smiths Falls and adjacent to the Smiths Falls Golf & Country Club, the property features 47 occupied pads, with one park-owned home currently occupied by the property manager, and a long history of full occupancy. In addition to stable in-place income, the site offers future growth potential, with owner materials identifying land for near-term expansion as well as substantial longer-term expansion area. Existing planning, environmental, and servicing materials, including historical site plans and wastewater servicing concepts, provide supporting information for buyers evaluating future phases. The community includes a mix of singlewide and doublewide homes, with several doublewides featuring permanent concrete basements. Convenient access to Smiths Falls and surrounding amenities further supports the property's appeal. Ideal for investors seeking durable cash flow with longer-term upside potential. Buyer to complete own due diligence regarding future development, servicing, and approvals. (id:45725)

Ottawa, Ontario

One-bedroom suites now available for lease at 161 Laurier Avenue West in the heart of downtown Ottawa. These bright, spacious, and well-maintained units offer elegant finishes and thoughtful layouts. Furnished or unfurnished at the same rental rate. Rent includes water, heating, and air conditioning. Complimentary laundry rooms on every floor. Electricity, internet, and parking billed separately.Building amenities include a fully equipped fitness centre, private screening room, games room, MontCalm Lounge, and co-working space. Family and pet friendly. Walking distance to Parliament Hill, the University of Ottawa, Rideau Centre, ByWard Market, restaurants, government offices, and major OC Transpo and O-Train connections. A good fit for uOttawa students, downtown professionals, government employees, and newcomers to Ottawa. ***Multiple units available.*** Photos may be from a different unit within the same building. To book a viewing, contact Katherine Cabrera at 613-794-9199 or katherine@katsdailyrealty.com (id:45725)

Ottawa, Ontario

Live steps from everything that makes Ottawa's downtown core so desirable.161 Laurier Avenue West offers bright, generously sized one-bedroom suites with elegant finishes and plenty of natural light. Well-maintained and move-in ready. Available furnished or unfurnished at the same monthly rate. Rent includes water, heating, and air conditioning. Complimentary laundry rooms are available on every floor. Electricity, internet, and parking are billed separately. Residents have access to a fitness centre, private screening room, games room, MontCalm Lounge, and co-working space. Family and pet friendly building. Parliament Hill, the University of Ottawa, Rideau Centre, ByWard Market, restaurants, government offices, and OC Transpo and O-Train connections are all within easy walking distance. Suitable for uOttawa students, downtown professionals, government employees, and newcomers looking for a well-located, comfortable home in the capital. ***Multiple units available.*** Photos may be from a different unit within the same building. Contact Katherine Cabrera at 613-794-9199 or katherine@katsdailyrealty.com to arrange a viewing. (id:45725)

Ottawa, Ontario

VACANT AS OF JUNE 1st!!! An incredible opportunity to own in the heart of Sandy Hill-just steps to the University of Ottawa, LRT, parks, shops, and all downtown amenities. Whether you're an investor or end-user, the flexibility here is hard to beat: move in right away or set your own rents in this high-demand location.This 3-bedroom, 1.5-bath end-unit townhome offers a functional layout with a spacious living area, defined dining space, and practical kitchen, along with a convenient main floor powder room. Upstairs features three well-sized bedrooms and a full bathroom, while the partially finished lower level provides additional space for a den or office, plus laundry and storage.Previously tenanted at $2,700/month, the property has benefited from key updates over the years, including the roof, furnace, A/C, some windows, and fresh interior paint-offering peace of mind and added value.A rare chance to secure a property in a prime, sought-after location with immediate availability and strong potential. Parking may be available (subject to waitlist; see attached). (id:45725)

Rideau Lakes, Ontario

Fully occupied freehold land-lease community with stable in-place income and long-term expansion potential. Situated on approximately 49 acres in a desirable rural setting just south of Smiths Falls and adjacent to the Smiths Falls Golf & Country Club, the property features 47 occupied pads, with one park-owned home currently occupied by the property manager, and a long history of full occupancy. In addition to stable in-place income, the site offers future growth potential, with owner materials identifying land for near-term expansion as well as substantial longer-term expansion area. Existing planning, environmental, and servicing materials, including historical site plans and wastewater servicing concepts, provide supporting information for buyers evaluating future phases. The community includes a mix of singlewide and doublewide homes, with several doublewides featuring permanent concrete basements. Convenient access to Smiths Falls and surrounding amenities further supports the property's appeal. Ideal for investors seeking durable cash flow with longer-term upside potential. Buyer to complete own due diligence regarding future development, servicing, and approvals. (id:45725)